NEW HEALTH INSURANCE SCHEME FOR
CG EMPLOYEES AND PENSIONERS
We all know Sixth Pay
Commission recommended for New Health Insurance Scheme in lieu of present CGHS.
Though employees covered under CGHS have apprehensions whether this proposed new
scheme would be better than existing CGHS, in respect of employees residing in
Non-CGHS area this scheme is definitely a boon.
The present CS
Medical Attendance Rules under which employees residing under non-CGHS area are
covered has no real intention to provide for proper medical treatment be it
In-Patient or Out-Patient treatment as the cost reimbursed under CS Medical
Attendance Rules would be a paltry sum compared to the actual cost of medical
treatment in non-CGHS areas.
In the case of
Pensioners too residing in non-CGHS areas, the fixed medical Allowance of Rs.300
per month provided to them may not be even sufficient to meet out the cost for
one visit to a nearby Doctor for cold.
Under these
circumstances, Central Government Employees and Pensioners residing in non-CGHS
are really in need of good medical treatment at par with their colleagues in
CGHS Areas. When New Medical Insurance Scheme was proposed by Government in the
year 2008 as per the recommendations of 6CPC, it was believed that it would come
as a relief for employees and pensioners in non-CGHS
area.
But this scheme is
still not a reality as in spite of repeated promises in the Lok Sabha and Rajya
Sabha that the scheme would be implemented soon, it it yet to take
off.
Now, on 28.08.2012,
there was another query regarding implementation of this Scheme for which Health
Ministry has replied as follows
GOVERNMENT OF
INDIA
MINISTRY OF HEALTH AND FAMILY
WELFARE
RAJYA
SABHA
HEALTH INSURANCE FOR CGHS
BENEFICIARIES
UNSTARRED QUESTION NO-1775 by SHRI
BASHISTHA NARAIN SINGH
a) whether it is a fact that in the year 2010, Government
mooted a plan to provide health insurance scheme to its serving and retired
employees;
(b) if so, the present status of that
scheme;
(c) whether it is also a fact that beneficiaries including
Members of Parliament are not getting required medicines from dispensaries
specially Ayurvedic dispensary of North Avenue and elsewhere;
and
(d) if so, by when Government would seriously consider
providing health insurance cover to CGHS beneficiaries in order to provide
better healthcare?
ANSWERED
ON-28.08.2012
(a) & (b): There
is a proposal for introduction of a health insurance scheme for central
government employees and pensioners on pan-India basis with special focus on
pensioners living in non-CGHS areas. As per the directions of the ‘Committee of
Secretaries’, a proposal for inclusion of this scheme in the 12th Five Year Plan
has been sent for consideration of the Steering Committee of the Planning
Commission, before placing the same for approval of the competent authority.
(c) :
No.
(d): No specific time
frame can be given for introduction of the proposed health insurance
scheme.
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